Your
North Carolina Privacy Rights
The following applies only to North Carolina residents.
Elitecashadvance.com may, from time to time, share your
personally identifiable information with unaffiliated
third parties for their direct marketing purposes. As
a North Carolina resident, you have a legal right to
request and receive in writing or by email the names
and addresses of all such third parties who received
your personally identifiable information during the
previous calendar year and a list of the types of personally
identifiable information disclosed to such third parties.
To request such information, send an email to privacy@elitecashadvance.com
or write to North Carolina Privacy Information c/o Elitecashadvance.com,
PO BOX 937, Graham NC 27253. We will not honor such
request more than once per calendar year.
For more information on how your personally identifiable
information is collected and used, please read our Privacy
Policy.
Privacy Policy
Effective as of Jan 1, 2004
Elitecashadvance.com(“we,” “us,”
“our”) makes this Web site (the “Site”)
available to consumers who are interested in obtaining
information regarding obtaining cash advance loans (“Consumers”),
subject to this privacy policy (the “Policy”)
and the Site’s terms and conditions of use (“Terms
and Conditions”). This Policy explains what information
we collect on the Site, how we use and/or share this
information, and how such information is maintained.
By using this Site, you signify your acceptance of this
Policy. If you do not agree to the terms of this Policy,
in whole or part, you should not use this Site.
Note that this Policy applies only with respect to the
information collected on the Site and not any information
collected or obtained through other methods or sources.
Personally Identifiable Information
Collection of PII
We collect personally identifiable information (“PII”)
that is volunteered during the registration process
or in response to specific information requests explicitly
presented to Consumers. To use our product you will
be requested to provide the following PII: first and
last name, postal address, e-mail address, and telephone
number.
Use and Sharing of PII
We reserve the right to use PII: (1) for the specific
purpose for which such information was provided (to
enable our third party partners (the “Loan Officer”)
to provide you with the opportunity to receive a cash
advance, (2) as disclosed at the time such information
is provided; and/or (3) as disclosed in this Policy.
However, please note that we may change this Policy
at any time (See “Changes to this Policy,”
below), and that therefore we may in the future use
PII for additional purposes not currently included in
this Policy.
As provided in the Terms and Conditions, users of the
Site are required to provide their PII to us so that
we may use such information to enable the Loan Officer
to provide you with a cash advance loan, and to understand
and agree that we may share their PII with unaffiliated
third parties, including the Loan Officer. If you do
not provide the required PII or do not agree that we
may share your PII with such entities, as set forth
in this Policy, you will not be provided with information
regarding a cash advance and should not use this site.
Additionally, we may share with/transfer to third-parties
PII in aggregate, non-personal form, for purposes of
commercial email marketing, telemarketing, and all other
forms of online marketing including, but not limited
to, pop-ups, pop-unders, redirects, and/or online banner
advertising and SMS text based marketing.
Finally, we may disclose PII in order to: (1) comply
with applicable laws; (2) respond to governmental inquiries;
(3) comply with valid legal process; and (4) protect
our rights or property, this Site, and/or other users
of this Site.
By registering and using this Site, Members acknowledge
that the processing of their PII for the purposes described
above may involve the transfer of such PII from within
the European Economic Area (“EEA”) to countries
outside the EEA whose data protection regulation may
not be as stringent as that within the European Union.
Anti-Spyware Policy
Elitecashadvance.com believes that Spyware is a threat
to consumer privacy and a consumer's experience online.
Therefore, we forbid any Elitecashadvance.com employee,
agent, partner, affiliate or contractor from intentionally
deploying or using Spyware (as defined in this policy)
on behalf of Elitecashadvance.com. Spyware refers to
any executable software application that is installed
on a user's personal computer and covertly gathers and
transmits PII through the user's Internet connection
without the knowledge or consent of the user. Cookies
and web beacons are not considered Spyware. Spyware
may gather PII, such as e-mail addresses and credit
card information, and may even alter personal computer
settings. Intentional use of Spyware by any Elitecashadvance.com
employee, agent, partner or affiliate on Elitecashadvance.com's
behalf will not be tolerated and will be considered
grounds for dismissal, contract termination and/or loss
of payment.
Non-Personally Identifiable Information
We also collect certain non-personally identifiable
information through the standard operation of our servers.
Such information can include the non-personally identifiable
information more fully described below.
Cookies. We use “cookies” on the Site. Cookies
are small pieces of information that our server places
on an individual’s computer hard drive to enable
the individual to more easily communicate and interact
with the Site.
While some Web browsers allow a user to automatically
reject all cookies or be notified when a cookie is about
to be placed on the user’s computer, disabling
this feature may compromise the efficiency and added
services that cookies provide.
IP Address. We collect your IP (Internet Protocol) address
to help diagnose problems with our server, and to administer
this Site. An IP address is a number that is assigned
to your computer when you use the Internet. Your IP
address is also used to help identify you during a particular
session and to gather broad demographic data.
Clear GIFs. We use a common technology known as a “Clear
GIF” or “1-by-1 Pixel” on the Site
and in e-mail communications with users. A Clear GIF,
or “graphic interface format” is a small
graphic (in fact, truly a 1x1 pixel) that we (or our
partners) place on a page of the Site. We may also occasionally
place GIFs in e-mail messages that we send to users.
GIFs, which do not contain any PII, provide us with
important information about how users use the Site and
respond to e-mail messages. With this information, we
are better able to track the performance of certain
promotions and understand the effectiveness of particular
creative e-mail presentations. We may also allow our
advertisers and promotional partners the ability to
use GIFs on the Site solely to track users who link
from their respective sites to this Site, but this ability
to track such activity does not allow these entities
access to user PII.
Although the information collected through the foregoing
methods does not itself contain any PII, we may analyze
and match such information with other information that
you provide on this Site (including PII) as well as
information that we may obtain elsewhere, and we may
share all or some of such information with partners,
prospective partners, and other affiliated or unaffiliated
third parties.
We may also disclose non-personally identifiable information
in order to (1) comply with applicable laws, (2) respond
to governmental inquiries, (3) comply with valid legal
process, or (4) protect our rights or property, this
Site and/or users of this Site.
Agents
Elitecashadvance.com may employ other companies and
individuals to perform services on its behalf and on
behalf of the Network Sites, such as (1) administering
sweepstakes, contests and other promotions, (2) sending
emails, (3) providing marketing assistance, and (4)
database management and analysis. Such companies and
individuals will have access to Member PII only to the
extent necessary to perform their services, but will
not be permitted to use it for any other purpose.
Linking of Information
We may combine information provided by a user with information
obtained from other sources. Enhancing user files with
this other information will allow us to provide users
with more relevant services and offers. Likewise, any
information entered by a user on this Site could be
used to update that user’s profile on third party
sites.
Opt-Out of Our E-mail Promotions
When you sign up on the Site, you will automatically
be registered to receive promotional offers and site
updates, via e-mails, from us.
Additionally, when you sign up, you will be provided
with the opportunity to receive promotional offers,
via e-mail, from our third party partners (including
the “Loan Officer”).
Users may, at any time, choose not to receive promotional
e-mails from us, or our partners by following the “unsubscribe”
instructions in our e-mail. We will respond to a request
to “unsubscribe” as promptly as possible.
Notwithstanding the foregoing, we may at any time contact
users for the purpose of communicating important information
about us or the Site.
Third Party Services
The information regarding a cash advance will be provided
by the Loan Officer. Although we advise all of our partners
to support this Policy, we have no control over their
information handling practices and are not responsible
for any failure of such partners (or unaffiliated third
parties) to adhere to this Policy.
Third Party Cookies
In the course of serving advertisements to this Site,
if any, third-party advertisers or ad servers may place
or recognize a unique cookie on your browser. The use
of cookies by such third party advertisers or ad servers
is not subject to this Policy, but is subject to their
own respective privacy policies.
Links from the Site
This Site provides links to many of our advertiser and
partner Web sites or other Web sites. If you link to
any of these third party Web sites, this Policy will
not apply to your use of, and activities on, those sites.
We encourage you to read the legal notices posted on
these sites, including their privacy policies. We shall
have no responsibility or liability for your visitation
to, and the data collection and use practices of, these
sites.
Note Concerning Visitors Under 18 Years of Age
Use of the Site, is neither intended for, nor directed
to, children under the age of 18.
Security
While we take reasonable precautions to safeguard information
transmitted between the Site and and/or users, we may
be unable to prevent unauthorized access to such information
by third parties or inadvertent disclosure of such information.
Users acknowledge this risk when communicating with
the Site.
Consent to Processing
By providing PII and other information to this Site,
users fully understand and unambiguously consent to
the collection and processing of such information in,
and the transfer of such information to, the United
States and other countries or territories, in accordance
with the terms of this Policy.
Transfer in Certain Circumstances
In our sole discretion, we may transfer, sell or assign
information collected on and through this Site, including
without limitation, PII and other information, to one
or more third parties, as a result of our sale, merger,
consolidation, change in control, transfer of substantial
assets, reorganization or liquidation.
Customer Service
If you have any questions or concerns, please feel free
to contact us at: Elitecashadvance.com; Attn. Customer
Service; PO BOX 937, Graham NC 27253 or via email at
support@elitecashadvance.com.
Changes to this Policy
We may, from time to time, amend this Policy, in whole
or part, in our sole discretion. Any changes to this
Policy will be effective immediately upon the posting
of the revised policy on the Site. Depending on the
nature of the change, we may announce the change (1)
on the home page of the Site, or (2) provide such notice
via e-mail to users. By continuing to use the Site following
any changes, you will be deemed to have agreed to such
changes. If you do not agree with the terms of this
Policy, as it may be amended from time to time, in whole
or part, you must terminate your site usage.
Detailed Wireless Policy
Data obtained from you in connection with this SMS
service may include your name, address, cell phone number,
your provider's name, and the date, time, and content
of your messages. In addition to any fee of which you
are notified, your provider's standard messaging rates
apply to our confirmation and all subsequent SMS correspondence.
All charges are billed by and payable to your mobile
service provider. We will not be liable for any delays
in the receipt of any SMS messages, as delivery is subject
to effective transmission from your network operator.
SMS message services are provided on an AS IS basis.
We may use personal information to provide the services
you've requested, including services that display customized
content and advertising. We may also use personal information
for auditing, research and analysis to operate and improve
our technologies and services. We may share aggregated
and non personal information with third parties outside
of www.elitecashadvance.com When we use third parties
to assist us in processing your personal information,
we require that they comply with our Privacy Policy
and any other appropriate confidentiality and security
measures. We may also share information with third parties
in limited circumstances, including when complying with
legal process, preventing fraud or imminent harm, and
ensuring the security of our network and services.
You may remove your information from our database.
If you remove your information from our database it
will no longer be used by us for secondary purposes,
disclosed to third parties, or used by us or third parties
to send promotional correspondence to you. You may remove
your information by sending your request in writing
via email to support@elitecashadvance.com or by sending
"STOP", "END", "QUIT"
to the SMS text message you have received.
Presented by:
EliteCashAdvance.com
PO BOX 937
Graham NC 27253
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